Yeah, yeah, we know the term “ObamaCare” is often used to denigrate the Affordable Care Act, which the President signed into law on March 23, 2010. But since Mr. Obama himself recently said he doesn’t mind the term — since it suggests that he cares about the health insurance needs of Americans — we’re going to use it, too.
The Affordable Care Act is one heck of a big piece legislation. Understanding all of its intricacies is beyond most mortals. But the nearly-immortal brainiacs at HIV Health Reform have as a good a handle on the law as anybody. And they’ve just put out a fact sheet entitled, “Six Ways the Affordable Care Act Will Help People with HIV.” Here’s perhaps our favorite of the six:
4. Private health insurance companies will have to play by the new rules. The health care reform law will finally force health insurance companies to treat consumers fairly. Companies will be required to sell insurance to everyone, even if they have a pre-existing condition like HIV. Insurance companies won’t be able to charge you higher rates because you’re sick or a woman; and insurance policies won’t have annual or lifetime spending caps.
Dig it. You can read the whole document here.