Insurance

Wrapping Our Brains Around Health Care Reform

Quick! According to the new, massive health care reform law, when must employers begin to report the value of employees’ health insurance benefits on their W-2s? When will Health and Human Services establish a process to review unreasonable insurance premium increases? When must insurance companies start selling individual insurance policies to anyone, regardless of pres-existing…

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More Health Insurance Reform Specifics

Yesterday’s Chicago Tribune featured an interesting interview with Michael McRaith, director of the Illinois Department of Insurance, about the effects of the new health insurance laws on Illinoisans. Here’s something McRaith said that jumped out out at us: “Effective immediately, the secretary of (the U.S. Department of) Health and Human Services, in conjunction with the…

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Together For Health

President Obama signed health insurance reform into law just a few minutes ago. Here are some important highlights from the new law. Effective in 2010: Employment-based and individual insurance policies will have to end pre-exisiting condition exclusions for children. Individual and group plans will not be able to rescind coverage except in cases of fraud…

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More COBRA Help

Perhaps you recall that last spring President Obama signed the American Recovery and Reinvestment Act, which among other things provides a 65% subsidy for COBRA premiums for those who become COBRA eligible between September 1, 2008 and December 31, 2009. If you don’t recall this momentous event, then clearly you have not been reading our…

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Health Care Reform? How About Health INSURANCE Reform?

A recent case out of South Carolina’s Supreme Court gives a glimpse of just how unfair, unreasonable and downright cold-hearted at least one insurance company can be when dealing with a person with HIV. Here’s what happened, according the court’s ruling. On May 15, 2001, Jerome Mitchell, Jr. of Florence, South Carolina, applied for health…

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Our New Hero

So we’re all swooning over our new legal idol, attorney Seth M. Lloyd, with the law firm Dykema Gossett PLLC. He took on one heck of a confused, complicated, messy insurance case for a client with end-stage cancer and fixed everything — in about a week. And he did all the work for free! Back…

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Only for the COBRA Wonks

You may have heard that under Obama’s economic stimulus package, officially known as the American Recovery and Reinvestment Act (ARRA), the federal government will pay 65% of COBRA premiums for people who were involuntarily terminated from their jobs between September 1, 2008 and December 31, 2009. As you might imagine, there are a whole lot…

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Another COBRA Success Story

A lot of people think that the only legal cases that matter are the big, headline-garnering lawsuits. But often, a little bit of simple legal assistance can make a huge difference in someone’s life. And it doesn’t come with thousands of dollars in attorneys fees attached. Case in point: a few weeks ago Bill called…

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